Gold

If it's real and it glitters we lend
against it. That means yellow, white
and rose gold, from 9k to 24k.
We also lend against gold bullion.

  • Gold is measured in karats - a unit of purity out of 24 - with each karat indicating 1/24th of the whole. Typically, gold jewelry in the US is 10, 14, 18 and 22k.

    When we consider any type of item containing gold, we look at the percentage of gold within a particular piece in relation to the daily gold trading price.

  • You have a number of options for getting your gold to us:

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      FedEx: Use a free FedEx label to send your gold to us taking advantage of FedEx SameDay and FedEx Overnight Declared Value Advantage service which is tailored for shipping high-value gold, jewelry and watches

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      Collection: Depending on the value of the gold, we can send a courier to pick it up and deliver it to us with the highest level of attention and security. Of course, we'll arrange this at a time and place convenient for you

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      Bring your gold to us: Your time is as valuable as your assets. So make an appointment and one of our expert appraisers, along with your account manager, will be ready to meet & greet and appraise your gold as soon as you show up

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      Home appraisal: If you have a high-value gold asset or you are looking to use multiple assets to secure your loan, one of our expert appraisers can come to you to appraise your assets on location

  • With Borro, you have the confidence of end-to-end insurance. That means your gold is protected from the moment it leaves your hands, until you have it safely and securely returned to you, once your loan is repaid.

    The minimum insurance is the fair market value of your assets; never less, often more. This is provided by both our courier and storage partners, as well as our own insurance, which is provided by underwriters who are part of Lloyds of London. Need we say more?

    In Transit:

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      If you send your gold to us using our free FedEx label, your assets are insured up to the value of $100,000 for the SameDay service, and up to $50,000 for the Overnight service

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      For a special collection of your gold by a Borro employee you are insured up to $500,000

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      If one of our appraisers takes your gold with them to our valuation center after a home appraisal, you are insured up to $500,000

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      In special cases, we will make bespoke arrangements to get your gold to us. We will always ensure that your items are fully covered

    With Us:

    When your gold arrives at our valuation center, it is handled under CCTV, barcoded with a unique ID code and photographed.

    While your gold is with us for the appraisal as well as for the duration of the loan it is stored in our highly secure vaults or with one of our partners which include Citibank and Malca-Amit. In all locations your gold is fully insured up to its fair market value.

  • When your gold is with us, it is subject to both protection and specialist care. And when you repay your loan in full, we guarantee that we will safely return your gold in either the same or an even better condition than before.

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      We will provide you with a Condition Report for your gold. This includes a comprehensive description which documents everything from the dimensions to quality and overall condition of your gold, along with a high-resolution photograph and X-ray information for gold bullion, where relevant. This is a useful document to have should you ever wish to sell your gold, or wish to have it insured

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      If your gold doesn't already have an appropriate pouch or box, we will give you one to keep it safe

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      We will get your gold jewelry cleaned and polished (unless you request us not to of course), and depending on the value of your loan we will give you a special jewelry cleaning kit so you can keep your gold jewelry clean and shiny yourself

Speak with our experts

1-888-778-0156 — OR —

Get an estimate online

My experience with Borro was nothing short of perfect. An appointment was made the very same day I called and everyone I worked with was extremely knowledgeable and highly professional” — An entrepreneur who needed finance for his small business

Benefits of Borro Loans

Get access to the money you need without having to sell your gold. Receive money within 24 hours and when you pay back your loan you'll get your gold back.

Learn more