Application process

Use your valuables to secure a short term loan with us. We lend against luxury watches, jewellery, fine art & antiques, prestige & classic cars, yachts and more.

Apply online
Place an application online and one of our account managers will follow up with a call shortly after.
Call us free to speak with an account manager
Our account managers are available 8am-8pm Monday-Friday and 9am-6pm on Saturday.
Visit our valuation centre and meet with our valuation experts
Our valuation experts are available between 9am and 7pm, Monday to Friday. It is best if you book an appointment but you are also welcome to just drop by.

Your account manager will determine the most suitable method to get your valuable to us.

After completing an appraisal of your valuables we will email you a loan quote which you can accept online. If you choose not to proceed with taking a loan with us we will return your valuables to you within the following 2 days, free and insured.

When taking out a loan with us we do not perform any credit checks. We will ask you to provide us with proof of identification, which could include a driving licence, passport or utility bill. This can be done online or by liaising with your account manager.

Once the identification check is complete we will email you the final loan contract to accept online, and you will get your money the same day.

Questions your account manager may ask you about your valuables:

For luxury watches

Make and model
The metal of the watch
Gents’ or ladies’
The watch’s condition
Whether you have the box and papers that came with the watch
Where it was purchased and how much was paid
Any further description that can be given – e.g. colour, date display, bezel

For jewellery

For fine art & antiques

For prestige & classic cars

For yachts & boats

Add your Valuable(s)

The resale or secondhand price is how much you would sell an item for today, not how much it would cost to replace. All items depreciate as soon as they are bought. This depreciation covers retail mark up, rent and all other costs involved in selling the item to you.

We want to lend as much as possible as we are a lending business, so to give the best possible valuation, we only use experts such as Glass"s Car Guides, Bonhams auction house and National Association of Goldsmith qualified jewellery experts. Typically, the resale value of an item will be between 40% and 60% of its new cost.