Luxury Watches

Rolex, Cartier, Omega, Patek Philippe.
From the finest contemporary makers,
to unique vintage pieces, we're experts
at lending against every kind of timepiece…
in virtually no time at all.

  • While these are just some of the criteria we use to determine loan value, keep in mind that every appraisal is unique:

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      Brand and Model - unquestionably a major determinant of value

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      Condition - scratches, dents, restorations and replaced parts decrease value

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      Scarcity - both modern and vintage watches are more valuable when produced in limited quantities, or when few have survived

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      Age - for contemporary watches, the value is typically higher when the item is newer. Vintage models are valued based on rarity and condition

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      "Provenance" - the original box, a bill of sale, or any papers that are associated with the watch will add value

    In addition, our appraisers combine their own current market knowledge with insights from manufacturer databases, when available; this includes Rolex and Breitling repair centers as well as auction records, from auction houses themselves and third-party data collectors. As part of our diligence we also look for a match with registers of lost and stolen items.

  • We offer a number of options for getting your watch to us:

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      FedEx: Use a free & insured FedEx label to send your watch to us taking advantage of FedEx SameDay and FedEx Overnight Declared Value Advantage service which is tailored for shipping high-value jewelry and watches

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      Collection: Depending on the value of the watch, we can send a courier to pick it up and deliver it to us with the highest level of attention and security. Of course, we'll arrange this at a time and place convenient for you

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      Bring your watch to us: Your time is as valuable as your assets. So make an appointment and one of our expert appraisers along with your account manager, will be ready to meet & greet and appraise your watch as soon as you show up

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      Home appraisal: If you have a high-value watch collection or you are looking to use multiple assets to secure your loan, one of our expert appraisers can come to you to appraise your assets on location

  • With Borro you have the confidence of end-to-end insurance. That means your watch (or watches) are protected from the moment they leave your hands, until you have them safely and securely returned to you, once your loan is repaid.

    The minimum insurance is the fair market value of your assets; never less, often more. This is provided by both our courier and storage partners, as well as by our own insurance, which is provided by underwriters who are part of Lloyds of London. Need we say more?

    In Transit:

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      If you send your watch to us using our free FedEx label, your assets are insured up to the value of $100,000 for the SameDay service, and up to $50,000 for the Overnight service

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      For a special collection of your watch by a Borro employee you are insured up to $500,000

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      If one of our appraisers takes your watch collection with them to our valuation center after a home appraisal, you are insured up to $500,000

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      In special cases we will make bespoke arrangements to get your watch to us. We will always ensure your items are fully covered

    With Us:

    When your watches arrive to our valuation center they are handled under CCTV, barcoded with a unique ID code and photographed.

    While your watches are with us for the appraisal, as well as for the duration of your loan, they are stored in our highly secure vaults or with one of our partners which include Citibank and Malca-Amit. In all locations your watches are fully insured up to their fair market value.

  • When your watch is with us, it is subject to both protection and specialist care. And when you repay your loan in full, we guarantee that we will safely return your watch in either the same or an even better condition than before.

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      We will provide you with a Condition Report for your watch. This includes a comprehensive description which documents everything from the dimensions to the quality and overall condition of your watch, along with a high resolution photograph. This is a useful document to have should you ever wish to consign your watch to auction, or wish to have it insured

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      If your watch doesn't already have a box, we will give you one to keep it safe

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      Depending on the value of your watch, we will get it cleaned and polished. Unless you request us not to of course

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      We can also arrange full servicing of your watch at the appropriate watch house as an optional extra service

Speak with our experts

1-888-778-0156 — OR —

Get an estimate online

I must say that I was super impressed with the service and overall easy going nature of the entire Borro staff” — A customer who needed a loan to secure a business deal

Benefits of Borro Loans

Get access to the money you need without having to sell your luxury watch. Receive money within 24 hours and when you pay back your loan you'll get your luxury watch back.

Learn more