Don’t Sell Jewellery at Low Prices - Pawn it Instead!
Borro.com, the world’s first online pawnbroker, has transformed the business of pawnbroking into a modern, discreet, convenient, safe and fast service. Many Borro loans are transferred within 48 hours of application.
Borro.com offers asset backed loans between £100 - £100,000 for 1 - 6 months (extendable by mutual agreement). The Borro valuation team is staffed by industry professionals with many years’ experience. The result is that Borro loan offers are second to none. Just compare them yourself with alternative offers you get on the high street.
Better still, don’t bother wearing out shoe leather looking for a reputable high street pawn broker. You can deal with Borro totally online, at home. It doesn’t matter if you have a bad credit rating, if you have appropriate collateral in the form of gold, jewellery, watches, gemstones, art or antiques, you will always get an asset-backed loan from Borro.com.
Getting a Borro loan never involves intrusive questions or frustrating delays. Borro.com is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading, so you can be sure of every possible legal protection.
A Borro contract is totally straightforward and easy to understand. Borro never hikes interest rates during a loan period, and there are no hidden extras like setup and admin fees, early settlement charges, late payment fees, default penalties or other costs and interest.
Some types of loan which seem cheap at the outset can turn out to be much more expensive than a pawn loan, when you add in all the extras with interest. And, if they go wrong, the can lead to debt collectors, court actions, bailiffs, asset seizures and even repossessions – things that will never happen with a pawn loan, even if you decide not to extend or pay off the loan.
All goods are shipped to and fro by pre-paid, fully insured courier, and all loans are transferred electronically, directly into any UK bank account you wish to nominate.
For a cheap, no risk, secured loan, personal loan or collateral loan, visit online pawn shop, Borro.com, in order to get money for gold, cash for jewellery or a loan against watches.
Fast cash is easy cash at low rates with Borro.com. If you need an affordable, low interest rate loan, visit short term loan provider, Borro.com, today.
Sotheby’s sell diamonds at record prices
Thinking about how you can sell diamonds? One of the world’s rarest diamonds will be auctioned at Sotheby’s on May 12th 2009. A blue diamond weighing 7.03 carats is estimated to realize in the region of £3.9m to £5.7m. Most who sell diamonds can only dream of such an opportunity!
Mined from the famous Cullinan diamond mine in South Africa, last year it was cut from a 26.58-carat rough diamond, producing an internally flawless diamond coloured by the presence of boron. The successful buyer will also be given the opportunity to name the stone.
Sotheby’s, who routinely sell diamonds of the highest quality, expect it to fetch in excess of £5m. Despite the current financial climate, this will smash the current world record price per carat among those who sell diamonds at auctions, which stands at £900,000 for a 3.73 carat diamond sold in May 2008.
“Dealers who sell diamonds say rare diamond and gemstone prices have been steadily rising and auction houses have been selling investment grade gemstones at record sales” according to Reuters. In the current global crisis, those who are in a position to buy and sell diamonds, gemstones, gold and fine art, see these assets as more stable investments in the current global economic climate.
Rare assets, like historically significant art assets, possess stability due to their limited supply. This stability is what allows those who buy and sell diamonds and other rare items to leverage their increasing value as a hedge against economic and political cross currents.
As the gem, gold and fine art market holds, Borro.com provides the best possible secured lending rates for those who wish to pledge rather than sell diamonds. So, instead of thinking of how to sell diamonds, get a loan instead from Borro.com, and get your diamonds back when you have paid back the loan.
Don’t sell diamonds when you can avoid having to sell diamonds by getting a secured loan against diamonds from Borro.com.
Pounds until payday
If you want some money to tide you over until your next pay day, a Pay Day Loan might seem a good idea.
However, the interest you pay on a typical pay day loan might be as much as 25% per month, and could even be more. Your loan amount will typically be limited from £100 to £1,500, and you will have to pay it back within 14 - 31 days, otherwise late payment charges and default penalties may be added with compound interest. Ultimately, debt collectors, court actions, bailiffs and asset seizures could also result.
By way of contrast, a pawn loan is among the safest and most reliable forms of short term finance available. For example, Borro.com, the world’s first online pawnbroker, offers £100 - £100,000 for 1 – 6 months (extendable by mutual agreement) at interest rates of 4% - 6% per month.
A pawn loan can always be settled, one way or the other, without the lender having to resort to any of the nastier consequences described above, associated with defaulted pay day loans (as well as defaulted bank loans, overdrafts and credit card bills).
A pawn loan will never cost you more than you think. There are no punitive extras hidden in the small print, such as admin and setup charges, early settlement fees, late payment charges or default penalties. Also, pawn interest rates are never hiked in the middle of a loan period - unlike some other forms of secured loans.
All UK pawnbrokers are regulated by the UK government, and all UK pawn are approved by the Office of Fair Trading, so you can be sure of every possible legal protection.
Unlike pay day loans (and other forms of secured and unsecured loans), a pawn loan will never adversely affect your credit rating, even if you decide not to extend or pay off the loan. Also, you will not have to answer any intrusive questions or suffer frustrating delays when you apply for a pawn loan.
Borro.com, the world’s first online pawn shop, has thoroughly modernised the business of getting a pawn loan. Everything is done online, at home, so it’s all totally discreet, convenient and safe. All goods are shipped by pre-paid, fully insured courier, and all loans are transferred electronically, directly into any UK bank account you choose. It’s fast too! Many Borro loans are transferred within 48 hours of application.
If you need cash for your valuables, money for gold, or you want to raise a loan against diamonds, watches, art or antiques, visit Borro.com. Fast cash is easy cash at low rates with Borro.com.
If you need an affordable low interest rate loan, in the form of a personal loan or collateral loan, then, for a cheap, no risk loan, visit short term loan provider, Borro.com, today – or call us, free, on 0800 756 9877.
Pawnshops thrive in credit crunch
Should you be surprised? Not really! The greedy banks who gambled (and lost) all our money, only to beg us for more in order to bail them out, are now more intent on paying themselves huge bonuses than trying to help the real economy to get back on the track from which they so irresponsibly derailed us.
So, it’s not surprising that the pawnbroking industry is doing well - or that the image of the pawnbroking industry has strengthened so much in these difficult times.
In the past, pawnbrokers were sometimes viewed as rather shady, but these days, they are increasingly seen as the most reliable form of short term finance available. Pawnbrokers are also seeing more custom from a higher demographic profile.
Even high net worth individuals, who in past times would not consider using a pawnbroker, are leveraging their own, personal assets in order to get an asset-backed personal loan. This trend is increasing, as more and more people, throughout the social scale, get more and more fed up with useless, credit crunched banks.
Borro.com, the world’s first online pawnbroker, has transformed the business of negotiating a pawn loan into a modern, straightforward, discreet, convenient, safe and rapid service!
You can do it all at home, on your pc. All goods are shipped from and to any UK address by pre-paid, fully insured courier, and all loans are transferred electronically, directly into any UK bank account the borrower nominates - often within 48 hours of application.
What customers really appreciate is just how discreet the service is. No credit checks are necessary, no intrusive questions are asked, no income statements or property ownership qualifications are required, and there are no frustrating, bureaucratic delays.
If you have appropriate collateral, in the form of jewellery, gold, watches, art or antiques, you will always get a pawn loan from Borro - regardless of your credit rating.
For easy cash in the form of fast cash at low rates, check out Borro.com. Whether you are seeking a personal loan, small business loan, student loan, car loan, bridging loan or debt consolidation loan, if you have personal assets to pledge, you will always get an affordable, low interest rate loan at Borro.com.
If you need money for gold, cash for jewellery or a loan against watches, art or antiques, get online to Borro.com. Online pawn shop, Borro.com, offers secured loans from £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) in the form of cheap, no risk collateral loans.
Short Term Loan with a Bad Credit Rating
People with bad credit ratings who need short term loans are most vulnerable, and they are often trapped into uncontrollable debt spirals.
They are prime targets for “alternative” lenders such as pay day loan companies and “doorstep” lenders, who frequently charge interest rates in the 100%s to 1,000%s per annum. Also, if things get out of control, the first thing they will do is call in debt collectors - or worse!
The high street banks and other traditional lenders are not much better. Mostly, they will ignore loan applications for those with bad credit ratings, while, over recent years, they have been increasingly responsible for creating situations where customers’ credit ratings have been adversely affected.
Missold loans occur when the lender provides loans that they know borrowers will not be able to pay back. Sharp practices such as hidden setup & admin fees, early settlement charges, late payment fees and default penalties, together with punitive levels of compound interest, can turn a seemingly cheap loan, overdraft or credit card bill into an uncontrollable monster!
So why do so many pundits include pawnbrokers in their criticism of “sharp practice” lenders? These days, a pawn loan is one of the safest and most readily available forms of short term finance.
A pawnbroker will never “missell” you a pawn loan. A pawnbroker will never saddle you with a debt that you can’t settle - one way of the other. A pawnbroker is not a shady, second hand goods dealer. On the contrary, a pawnbroker is a responsible provider of financial services who would much prefer to loan money out on clear and reasonable terms, and earn interest in return, than be forced into the hassle of disposing of an unredeemed pledge.
These statements are borne out by customer feedback. Many UK pawnbrokers report that in excess of 80% of pawn loans are either paid off, or extended by mutual agreement during the loan period – and that increasing numbers of first time customers are returning as repeat customers.
Dealing with a pawnbroker is so straightforward. All UK pawnbrokers are regulated by the UK government, and licensed by the Office of Fair Trading. There are no credit checks, intrusive questions or bureaucratic delays.
Because a pawnbroker holds your pledge as security, there is never any need for adverse credit ratings, debt collectors, court actions, bailiffs, asset seizures or repossessions - ever! Even if you decide not to extend or pay off your pawn loan, you will be given ample notice and every opportunity to redeem your pledge before it is sold - and if it is sold, any money left after settling the loan will be sent straight back to you.
Borro.com, the world’s first online pawnbroker, has transformed pawnbroking into a modern, discreet, convenient, safe - and fast service! Loans of £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) at interest rates of 4% - 6% per month are frequently advanced within 48 hours of application.
With Borro.com, you do it all online, at home. All goods are shipped to and fro by prepaid, fully insured courier, and all loans are transferred electronically, directly into any UK bank account you choose.
Fast cash is easy cash at low rates with Borro.com, the world’s first online pawn shop. Getting an affordable, secured loan or collateral loan at low interest rates has never been easier. If you need a loan against gold, money for diamonds or cash for jewellery, get online to Borro.com.
If you wish to sell gold, sell diamonds, sell jewellery, sell watches, sell art or sell antiques, there may be a better alternative. Use them as collateral for an asset-backed loan from Borro.com. You will get a top-dollar loan offer, and when you have paid off your loan, you get your possessions back.
Choose your lender carefully
If you are seeking short term finance, you may never have considered a pawnbroker. So, let’s explain the benefits.
Today’s pawnbrokers offer the most straightforward and safest way of raising short term cash. All UK pawnbrokers are carefully regulated by the UK government and the Office of Fair Trading, so you can be sure of every possible legal protection.
Even in these credit crunch days, a pawn loan never involves a credit check of any sort. You will never be asked any intrusive questions by a pawnbroker, and there are never any frustrating, bureaucratic delays.
It is often said that pawnbrokers are expensive. Well, compare the 4% - 6% interest per month offered by leading UK short term loan provider, Borro.com with the typical pay day loan company. Borro.com is often 4 - 6 times cheaper!
“Aha!…” I hear you say, “…but a regular bank loan interest rate is cheaper than a pawn loan!” Well, it would be - if you could get one! Have you ever tried getting a £100 - £100,000 loan for 1 – 6 months (extendable by mutual agreement) within 48 hours or so from a bank - without the need for any credit checks?
So, tell me - what’s more expensive? A Borro loan which costs you 4% - 6% per month, and which solves your short term cash flow problem? Or a refused loan application from a bank, which leaves you in an ever deepening hole?
Also, if you’ve ever had a bank loan go wrong, you’ll know that it can end up being much more expensive – and painful – than a pawn loan. When compound interest is added to the small print extras such as setup and admin fees, early settlement charges, late payment fees and default penalties, things can easily get out of control, often resulting in adverse credit ratings, debt collectors, court actions, bailiffs, asset seizures and repossessions.
With a pawn loan, it is a legal certainty that you will never have to suffer any of these nasty consequences - ever! Even if you decide not to extend or pay off a pawn loan, you will be given ample notice and every opportunity to recover your pledge. However, if your pledge is ultimately sold to settle your loan, any money left over will be sent straight back to you.
Borro.com, the world’s first online pawnbroker, has revolutionized the business of raising short term finance through asset-backed loans. It’s all done online, at home. All goods are shipped from and to any UK address, and all loans are transferred electronically, directly into any UK bank account you choose.
If you need cash for jewellery, money for watches, a loan against gold or a cash advance against art or antiques, check out Borro.com. Leading short term loan provider and online pawn shop, Borro.com offers collateral loans at low rates of interest.
If you need fast cash or easy cash at low rates, whether it’s a personal loan, small business loan or bridging loan, a secured loan from Borro.com is always available if you have appropriate collateral - even if you have a bad credit rating.
For a cheap, no risk asset-backed loan, visit Borro.com, or call us, free, on 0800 756 9877.
Pay Day Loans - Expensive?
Some internet sources report that pay day loans can cost as much as the equivalent of 460% interest per annum.
Borro.com, the world’s first online pawnbroker, offers asset-backed loans at 4% - 6% per month for a 1 - 6 month loan (extendable by mutual agreement) of £100 - £100,000. So why are pawnbrokers like Borro.com viewed as so expensive?
It may be something to do with the outdated image of the 19th Century pawnshop. These days, things have changed. Borro.com has transformed pawnbroking into a modern, discreet, convenient, safe and fast service - often advancing loans within 48 hours of application.
If you compare Borro’s loan rates with those of a high street bank, the headline bank rate may look a lot cheaper. But that’s only part of the story.
First of all, have you ever tried getting a 1 – 6 month loan of £100 - £100,000 from a bank? Before the credit crunch, for most people, it was practically impossible. Now, for most people, it’s definitely impossible.
So, what’s more expensive? A 4% - 6% loan from Borro which solves your short term financial problem? Or a refused loan application from a bank, which leaves you in an ever deepening hole?
Also, a 4% - 6% loan from Borro.com will always remain just that! Borro.com never hikes interest rates during a loan period. Even if you decide not to extend or pay off your Borro loan, there will be absolutely no nasty extras hidden in the small print.
If you’ve ever been in trouble with a bank loan, overdraft or credit card, then you’ll know just how dangerous these bank loan extras can be. By the time you’ve added setup and admin fees, early settlement charges, late payment fees and default penalties (plus continual compound interest!) to what started as a cheap bank loan, you can end up paying a lot more than a pawn loan.
And while an out of control bank loan might lead to adverse credit ratings, debt collectors, court actions, bailiffs, asset seizures and repossessions, a pawnbroker never has to resort to such strong-arm tactics - ever!
Should it be necessary to sell your pledge to settle your Borro loan, you will be given ample notice and every opportunity to get your pledge back, and, if the item is eventually sold, after your loan has been settled, any surplus cash will be sent straight back to you.
With a Borro loan, there are no credit checks, intrusive questions or bureaucratic delays - even if you have a bad credit rating. So long as you have appropriate collateral, you will always get an asset-backed loan from Borro - guaranteed!
For a flexible and affordable short term loan at low rates of interest, visit leading short term loan provider and online pawn shop, Borro.com. Fast cash is always easy cash at low rates with Borro.com.
Whether you need a personal loan, small business loan, car loan, bridging loan or debt consolidation loan, a secured loan from Borro.com is the fastest and easiest way to get a collateral loan against jewellery, money for gold or cash for diamonds.
Alternatives to Pay Day Loans
Credit Unions often offer alternatives to Pay Day Loans, and many of them are cheaper - but some are not much cheaper!
A recent internet survey showed that some Pay Day Loans were as much as 400% APR, and, although the headline annualized rate of some Credit Union short term loans was as low as 15%, by the time that “charges” were added, the effective APR could be as much as 275%.
At 4% to 6% interest per month, Borro.com is 4 to 6 times cheaper than the typical UK pay day loan company. And there are absolutely no hidden extras!
Even traditional bank loans, overdrafts and credit cards can end up more expensive than a straightforward, asset-backed loan from Borro.com. By the time you add in all the extras that you don’t get with a Borro loan, (such as setup and admin fees, early settlement charges, late payment fees and default penalties), things can get very costly, and, unlike a Borro loan, if you default on a bank loan, the result can be debt collectors, court actions, bailiffs, asset seizures and repossessions.
Even if you decide not to extend or pay off a Borro loan, you will never have to suffer any of these penalties. A Borro loan contract delivers exactly what it says, and Borro.com never hikes interest rates during a loan period.
Borro.com, the world’s first online pawnbroker, is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading, so you can be sure of every possible legal protection.
Borro.com has transformed the business of negotiating a pawn loan into a modern, discreet, convenient and fast service, often advancing loans within 48 hours of application.
It’s all done online, at home - all goods are shipped from and to any UK address by prepaid, fully insured courier - and all loans are transferred electronically, directly into any UK bank account.
The other good things about a Borro loan are that there are no credit checks, no intrusive questions, and no bureaucratic delays. Your current financial status is totally irrelevant. All you need is collateral in the form of gold, jewellery, watches, art, antiques or any other similar personal valuables which you can pledge to secure the loan.
Borro.com offers £100 - £100,000 for 1 - 6 months (extendable by mutual agreement).
Fast cash is easy cash at low rates with Borro.com. If you need money for gold, cash for antiques or a loan against jewellery, visit leading short term loan provider and online pawn shop, Borro.com.
If you need a personal loan in the form of a secured loan, if you have appropriate assets to pledge, you will always get an affordable, low interest rate loan from Borro.com.
For a cheap, no risk collateral loan, visit Borro.com, or phone us, free, on 0800 756 9877.
Pawnbrokers - 21st Century Loan Providers
During the20th Century, the mainstream consumer banks earned themselves a reputation as solid, and reliable - if a little dull. But today’s bankers have certainly changed all that! Now, everyone sees them as fantastically well rewarded risk takers, who failed - spectacularly, abysmally and completely!
The trouble is, they failed with our money, and they keep on asking for more of it in order to pay themselves even larger bonuses!
Pawnbrokers, on the other hand, came through the 20th Century with a steadily improving image. Effective government regulation, together with fair and transparent lending practices, have helped the pawn industry to gradually shed the outmoded images associated with the world of Charles Dickens and Ebenezer Scrooge.
These days, it’s a mainstream banker who is much more likely to be up in front of the beak for misselling a loan, or charging exorbitant extras + interest in relation to unauthorised overdrafts and credit card balances.
A pawnbroker never missold anyone a pawn loan, or persuaded them to take on a debt they could not afford to service - one way or the other. A pawnbroker will never hike interest rates during the course of a loan, or charge dodgy extras such as setup and admin fees, early settlement fees, late payment charges or default penalties.
Even if you decide not to extend or pay off your pawn loan, your credit rating will never suffer, and you will not encounter any of the heavy-handed behaviour associated with bad bank loans – such as debt collectors, court actions, bailiffs, asset seizures or repossessions.
Borro.com, the world’s first online pawnbroker, offers loans from £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) at interest rates from 4% - 6% per month.
If you think that’s expensive, try getting a 1 - 6 month loan from a bank. It’s more than expensive! It’s impossible! If you try the typical pay day loan company, you might get a small amount of money advanced until your next pay day - but you will pay 25% interest per month for the privilege.
With Borro.com, everything is done online, at home. It’s discreet, convenient, safe - and fast! Many Borro loans are advanced within 48 hours of application.
With a Borro loan, there are no credit checks, no intrusive questions, and no bureaucratic delays. All goods are shipped from and to any UK address by pre-paid, fully insured courier, and all loans are sent electronically, directly into any UK bank account you wish to nominate.
Fast cash is easy cash at low rates with Borro.com. If you want an affordable loan at low rates of interest, whether it’s a personal loan, secured loan, collateral loan or small business loan, get on line to leading short term loan provider and online pawn shop, Borro.com.
For a cheap, no risk loan, visit Borro.com, today, or phone us, free, on 0800 756 9877.
Pawn Loans vs Pay Day Loans
In comparison to a pawn loan, at 25% interest per month, the typical pay day loan is much more expensive.
The world’s first online pawnbroker, Borro.com, offers 4% - 6% per month for asset backed short term loans between £100 - £100,000. Loan periods are up to six months (extendable by mutual agreement) – although the neat thing about a Borro loan is that you can pay it off any time you like, there are no early settlement fees, and you only pay interest for the time you actually use the loan.
No pawnbroker ever missold a pawn loan, and you can never take on a pawn loan that you can’t afford to settle - one way or the other. Even if you decide not to extend or pay off your loan, you will be given ample notice if your pledge is to be sold, and any cash left over after the loan and interest has been settled will be sent straight back to you.
With a pawn loan there is never any adverse affect on your credit rating, and you will never be bothered by debt collectors, court actions, bailiffs, asset seizures or repossessions.
Borro.com is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading, so you can be sure of every possible legal protection.
If you need a personal loan, secured loan or collateral loan, visit online pawn shop, Borro.com, today. It’s discreet, convenient, safe - and fast! Borro frequently advances loans within 48 hours of application.
You do it all at home, on your pc; all goods are shipped from and to any UK address by pre-paid, fully insured courier; and all loans are transferred electronically, into any UK bank account you wish to nominate.
For fast cash and easy cash at low rates, visit Borro.com for an affordable, low interest rate loan. For a cheap no risk loan, call short term loan provider, Borro.com, free, on 0800 756 9877.
