Need a secured loan? Call a pawnbroker now!
call us free           
Mon-Fri 8am-8pm | Sat 9am-6pm

A diamond in the rough

June 22, 2009 · Filed Under Short Term Loan, personal loan · Comment 

When you think of a diamond, you are likely to imagine a jewel sparkling delightfully on a finger, a neck or a wrist.  However, the beginnings of a diamond are not all glitz and glamour - and the stone has other uses, many of which are more industrial than aesthetic.

The diamond - which is the hardest of gemstones known to man - is the result of billions of years of volcanic pressure which has been applied to carbon deposits, formed by the remains of billions of living organisms laid down to form vast geological strata over myriads of years, and which are now to be found deep below the earth’s surface.

The majority of diamonds are mined in South America, Africa, Russia and Australia.  They are then shaped and polished in the major cutting centres of Mumbai, Tel Aviv, Antwerp and New York.

Diamonds are extremely rare and difficult to mine, which is why diamonds are so valuable today, although not all diamonds are suitable for polishing to become the sparklers we all know and love.  In fact less than 5% of the world’s diamonds are more than 1 carat in weight.

In industrial applications, diamond material is used to harden the blades of concrete saws and the tips of high-speed drill bits, making these tools fit for cutting and drilling concrete, glass and ceramic tiles.  This stiff, hard material can even be used in the audio industry.  When shaped into a dome, its rigid nature can significantly improve a loudspeaker’s sound quality.  Scientists have even looked at diamonds to determine the age of the universe!

As hard as diamonds are, they can be cut or scratched by another diamond, or chipped by a sharp blow across the grain, perhaps while doing hard manual work or even just washing the dishes.  A dirty diamond can be washed in a mild detergent with a toothbrush, or soaked in a solution of household ammonia in cold water, and with the benefit of an annual check up, a jeweller can even give your diamond a new shine.

With their rarity and beauty, and the wonderful memories that usually flow from them, diamonds often have great sentimental value to those who possess them. However, sometimes, when people have a short term cash flow problem, they might reluctantly consider selling them.

If you are tempted to sell something of sentimental value because you need the cash, why sell, when you can get a Borro loan from Borro.com?  Later, when your cash flow is back to normal, you can pay off your loan, and get your diamonds back.

Our valuers, who are second to none, specialise in the appraisal of diamonds, jewellery, watches, art and antiques. No matter how valuable or rare an item may be, they have the expertise to value it accurately.

DID YOU KNOW…?

Myth suggests that Cupid’s arrows were tipped with diamonds which, when lovers were struck by, produced the magic ‘spark’…

Napoleon Sword Sells for Millions

June 9, 2009 · Filed Under personal loan · Comment 

Napoleon Sword Sells for Millions

Napoleon’s gold-encrusted sword has an Egyptian inspired design, with an intricately decorated blade and a curved shape which makes it very effective for beheading.  But these are not the main reasons why the sword has just fetched €4.8m (£3.3m; $6.5m) at auction.

The reason why the value is so high is because the sword was used in battle 200 years ago by Napoleon himself, was handed down through eight of the Emperor’s descendants, and is believed to be the last of Napoleon’s blades in private hands.

The sword, which had only been expected to achieve some €1.2m was put under the hammer in the town of Fontainebleau, near a castle Napoleon used as a retreat.  “It’s a world record for a souvenir of the emperor, for a sword and for a weapon in general,” auction house spokesman Bernard Croissy said.

If you own an item of historical interest, it may be worth a lot more than the value of the materials it is made from, and the work that has gone into it.  Antiques and memorabilia of all kinds are ideal assets to pledge as security for a collateral loan, and when you have repaid the loan, you get your treasures back for future appreciation.

Borro.com advances loans from £100 - £100,000 against personal assets of all kinds, such as gold, jewellery, art, antiques and military, sporting and artistic memorabilia.

Borro.com is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading, so borrowers enjoy every possible legal protection.  You can pay off an asset backed loan from Borro at any time, and you only pay interest during the time you actually use the loan.

Unlike many other so-called short term loan providers, Borro levys no hidden charges or penalty payments of any kind if you want to pay off the loan early.  A Borro loan is a no risk loan - no credit checks, intrusive questions, interminable delays, debt collectors, court actions, bailiffs, asset seizures or repossessions – ever!

Even if you decide not to pay off your loan, the worst that can happen is that your pledge is sold to pay off your loan, and any cash left over is sent straight back to you.

Borro.com is the world’s first online pawnbroker.  Everything is done online, at home, on your pc, so it’s discreet, convenient, affordable - and quick!

If you need a secured loan or personal loan, check out online pawn shop, Borro.com.  Fast cash is easy cash at low rates with Borro, so for a cheap collateral loan, or low interest rate loan get online to Borro.com today!

What Did the Last Budget Do For You?

June 2, 2009 · Filed Under Short Term Loan, personal loan · Comment 

What Did the Last Budget Do For You? 

The biggest losers are those earning over £100,000.  Personal allowances have been reduced, and their top tax rate has been increased to 50%.  Also, tax relief on pensions has been reduced to 20%. 

But it’s not only the wealthy who are hit.  “Sin taxes” on tobacco, alcohol, bingo and fuel duty are all up, particularly hitting those on lower incomes, because proportionally the higher costs will eat into more of their income.  

And the good news… ?  Thousands of pensioners will be better off from the autumn when the savings limit for pensions credits will rise from £6,000 to £10,000, and the higher winter fuel allowance, which was announced last year, to help offset rising energy bills, is to be maintained for another year. 

Parents with disabled children will receive extra help, and a new car scrappage scheme has been announced, in order to boost the ailing motor industry.  However, there are some doubts about how effective the scrappage scheme will actually be. 

From next April, the child element of the Child Tax Credit will go up.  However, the increase will be just £20 per year, per child - less than 40p per week - so in reality this will not be of much help. 

While savers will benefit from a £3,000 increase in the annual ISA allowance, this will not take effect until October 6 for over 50s, and next April for under 50s. 

The failure of the Government to do more for savers could come back to bite it. 

Whatever your financial status, if you need a loan, you will always get one from Borro.com if you have appropriate personal assets such as jewellery, gold, art or antiques to pledge in order to secure the loan. 

Borro.com, the world’s first online pawnbroker, is government regulated, and all Borro contracts are approved by the Office of Fair Trading, ensuring that borrowers enjoy every possible legal protection. 

Fast cash is easy cash at affordable, low rates from Borro.  Loans from £100 - £100,000 for 1 – 6 months at 4% - 6% interest per month are frequently transferred within 48 hours of application. 

Whether you need a secured loan, personal loan, collateral loan, low interest rate loan or short term loan, look no further than online pawnshop, Borro.com.  A cheap loan is a no risk loan from online loan provider, Borro.com.

Where Can I Get a Small Business Loan? - Fast!

May 30, 2009 · Filed Under Fast Cash Loan, personal loan · Comment 

 

Where Can I Get a Small Business Loan? - Fast! 

The government frequently claims that it is doing everything it can to ensure that small businesses get the working capital they need during the credit crunch - but the reality is a long way from government claims. 

However, amidst all the chaos, there is one reliable and readily available source of finance at affordable rates - the pawnbroker!  Pawnbrokers used to be considered so unfashionable, but their unique business model, based on secured lending backed by pledging of personal assets is incredibly robust, even in these difficult times. 

And pawn loans are not just for personal loans.  Pawn loans can be used to secure short term finance for all sorts of reasons; car loans, student loans and bridging finance of all kinds, as well as small business loans. 

If you own a small business, you will always be able to get a short term loan to bridge your cash flow, provided that you have personal assets to pledge as security in the form of gold, jewellery, art, antiques, or other similar personal valuables. 

Nowadays, you can do it all online, from your home or office, on your pc.  Check out Borro.com, the world’s first online pawnbroker, and see just how convenient and fast it is!  Borro often advances loans within 48 hours of application. 

As Borro’s loans are secured by your personal assets, there are no intrusive questions or bureaucratic delays.  A Borro loan is a no risk loan, because the worst that can happen if you decide not to pay off your collateral loan is that your pledge will be sold to pay off the loan, and any cash left over will be returned to you, immediately. 

Unlike most other forms of secured or unsecured loans, a Borro loan never involves credit checks, debt collectors, court actions, bailiffs, asset seizures or repossessions - ever!  With a Borro loan, you are always in control, and your debts never get out of control. 

Whether you are seeking a small business loan, or a personal loan, with online pawn shop, Borro.com, fast cash is easy cash at low rates.  A collateral loan from short term loan provider, Borro.com, is always a low interest rate loan. 

Compare Borro’s 4% - 6% interest per month with the 25% plus charged by the typical pay day loan provider.  For a cheap, no risk loan, check out Borro.com, today!

 

Where Can I Get a Small Business Loan? - Fast! 

The government frequently claims that it is doing everything it can to help small businesses get working capital during the credit crunch - but the reality is rather different.

 

Keep Your Savings Account Benefits Safe - Get a Cash Loan

Keep Your Savings Account Benefits Safe - Get a Cash Loan

Do you have a fixed term high interest savings account?  Do you need cash?  Will you suffer a financial penalty if you make an early withdrawal?  Borro.com has the solution!

Take out a collateral loan from online UK pawnbroker, Borro.com, keeping your high interest savings account intact.  Borro.com advances UK personal loans from £100 to £100,000 for between 1 and 6 months.  You can pay off your UK short term loan any time you wish, paying interest only during the period you actually use your loan - with absolutely no hidden penalties for early settlement.

Borro.com will enable you to keep your high interest saving account safe, so you can retain the benefits of your best saving account with best saving account interest rates - whether they are health saving accounts, euro savings accounts, a high yield savings account or college saving accounts – and still get the fast cash loan you need.

Because Borro.com operates online, it’s convenient, easy, totally confidential, and fast!  Borro.com picks up your pledge by fully insured courier, and transfers the cash electronically, directly into your UK bank account.

Compared with UK pay day loan companies (charging typically 25% per month upwards), Borro.com charges between 4% and 6%.  And Borro.com is much more flexible than many other so-called short term loan companies, who only lend multiples of £1,000s for multiples of years – with heavy penalties for early settlement.

A pledge loan from Borro.com gets you cash for gold, cash for watches, cash for valuables of all kinds: art, antiques, luxury cars, sport and entertainment memorabilia.  And quick decision loans from Borro.com are no risk loans.  No credit checks, no intrusive questions, no time consuming bureaucracy, no debt collectors, no court actions, no bailiffs, no repossessions - ever!  If you decide not to extend or pay off your loan after the six months, the worst that can happen is that your pledge is sold to pay off your UK pawnbroker loan, and any cash balance left is returned to you straight away.

All UK pawn brokers are UK government licenced, and the government regulated contracts provide the lender with full legal protection.  So, if you are looking for a way to keep your long term high interest rate savings account safe, with all its benefits, get online to Borro.com and find low interest rate loans against jewellery, gold and many other luxury items.

Next Page »