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Pawnbrokers are good for you

December 21, 2009 · Filed Under Short Term Loan · Comment 

The Daily Mirror reported: “Pawnbrokers are doing well in the recession as more and more people turn to them for short-term loans”.  But that is actually good news for people who need emergency money.

With mainstream high street lenders shutting the door on many borrowers, pawnbrokers offer a service that means people are not at risk of getting into debt they cannot afford.  On top of that, there is no chance of ending up with a visit from heavy-handed debt collectors.

Pawnbrokers are highly-regulated these days - specifically by the Consumer Credit Act 1974, which also governs banks - and more than 600 of them are affiliated with the National Pawnbrokers’ Association, which ensures that its members maintain certain standards”.

If you need some emergency money to tide you over, Borro.com, the world’s first online pawnbroker, offers £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) at 4% - 6% interest per month.

Compare rates with the typical pay day loan company, which charges 25% per month upwards.  Borro loans are totally affordable loans, and they are fast, too.  Borro.com often transfers loans within 48 hours of application.

With Borro.com, everything is arranged online, at home, on your pc.  So it’s discreet, convenient and secure.  All goods are shipped by fully insured courier, and your loan is transferred directly into any UK bank account you wish to nominate.

If you are thinking of selling jewellery, or other valuables, why not get a pawn loan instead?  You can get money for diamonds, art or antiques, cash for gold, or a loan against almost any type of personal valuables you can think of.

Phone our expert to arrange a valuation today, call us for free.

Should You Sell Grandma’s Old Brooch?

June 26, 2009 · Filed Under Short Term Loan · Comment 

Should You Sell Grandma’s Old Brooch?

With the price of gold on the rise, it may be tempting.  It may also make sense if you really can’t stand the sight of Grandma’s old brooch.  However, if you treasure a family heirloom, you ought to take a few important factors into consideration before selling it.

Even some relatively reputable companies will pay you based only on the weight of the gold, and they do not pay for gemstones.  Jewellery that’s still wearable and in good shape can fetch a higher price elsewhere than it would being sold for scrap.

In any case, if the piece has sentimental value, you may be very reluctant to sell at all.  If you really need the cash in the form of a short term loan, why not consider an asset-backed loan from Borro.com?  You can use Grandma’s brooch as security for the loan, and when you’ve paid back the loan, you get your family treasure back again.

Borro.com, the world’s first online pawnbroker, advances £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) against gold and jewellery of all kinds.

Our valuation team is second to none, and you can rely on a totally fair and accurate estimate of the worth of your pledge.  Everything can be arranged online, from home, on your pc.  All goods are shipped by fully insured courier, and loans are frequently transferred within 48 hours of application.

Borro.com is UK Government regulated, and all Borro contracts are approved by the UK Office of Fair Trading, so, you can be sure of every possible legal protection.

You can pay off your Borro loan whenever you choose, with absolutely no hidden penalties or charges for early settlement, and you only pay interest during the time you actually use the loan.  Unlike many other lenders, Borro.com never hikes its contracted interest rates.

This is much more flexible than many other so-called short term loan providers, who often have nasty terms & conditions hidden in the small print, such as punitive penalties if you want to pay off the loan early, and predatory extra fees and charges when you sign up, if you are late, and if you default.

A Borro loan can never result in a bad credit rating, bailiffs, asset seizures or repossessions, because, if the worst happens, and you decide not to pay off your loan, you will be given ample notice of intention to sell your pledge in order to settle the loan, and any cash left over will be returned to you immediately.

A Borro loan never involves credit rating agencies, intrusive questions or bureaucratic delays.  If you need a cheap, no risk loan, check out the world’s first online pawn shop, Borro.com.  An asset secured loan from Borro, in the form of a personal loan or collateral loan is always a low interest rate loan.

Short term loan provider, Borro.com provides easy cash in the form of fast cash at low rates, which are totally affordable and flexible.

Check out Borro.com, or phone us on 0800 327 7401.




Investors are Buying Gold

June 25, 2009 · Filed Under Cash for Gold, Short Term Loan · Comment 

Investors are Buying Gold

Figures from gold brokers suggest that small investors are buying up physical gold, such as bars and coins, as well as so-called “paper gold”, such as shares in gold companies and gold funds, in far greater quantities than a year ago.

While the pound or dollar may lose their value, depending on the fortunes of the economy, gold historically goes up in value when inflation gathers pace. That is because everyone from market traders to high-powered investors would prefer to be paid in gold when cash starts to lose its worth.

Many fear that inflation will shoot upwards later this year or next as a result of the extra money that has been pumped into the economy, following the quantitative easing programme undertaken by the Bank of England.

If you need cash, and you are thinking of selling gold, perhaps now isn’t the best time to sell.  However, with a Borro loan, you can get the best of both worlds.

Borro.com, the world’s first online asset backed loan provider, offers loans against gold from £100 - £100,000 for 1 - 6 months (extendable by mutual agreement).  When you have paid off your loan, your gold is sent straight back to you, and by the time you receive it, it could be worth more than when you pledged it in the first place.

Borro loans are totally safe.  Borro.com is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading, so borrowers enjoy every possible legal protection.

Borro loans are totally discreet.  Everything is done online, at home, on your pc.  Goods are transported by fully insured courier, and loans are transferred electronically, to UK bank account you nominate, often within 48 hours of application.

Borro loans are totally affordable.  Compare interest rates.  Borro.com charges 4% - 6% per month (subject to valuation), while the typical pay day loan company charges 25% upwards.  Many other so-called short term and doorstep lenders are not much better, and some are a lot worse!

Borro loans are as risk free as you can get.  With most secured loans, if you default, it can result in repossession.  With an unsecured loan, although the loan is not secured against any specific asset, default can lead to debt collectors, court actions, bailiffs and asset seizures.

With a Borro loan, you know exactly where you stand.  Borro.com never hikes interest rates, or imposes early settlement fees and late payment charges.  Debts cannot spiral out of control, you can pay off the loan whenever you choose, and you only pay interest during the actual period you use your Borro loan.

Even if you decide not to pay off your Borro loan, you will be given ample notice if your pledge is to be sold to settle your loan, and any cash left over will be sent straight back to you.

Borro.com is the world’s first online pawnbroker.  Arrange a Borro asset backed secured loan, personal loan, collateral loan or short term loan from online pawn shop, Borro.com.  If you need fast cash, affordable cash or easy cash at low rates, check out leading short term loan provider Borro.com.

For a cheap, no risk loan, visit Borro.com, or phone us on 0800 327 7401.




Secret Jewellery Sellers!

June 18, 2009 · Filed Under cash for jewellery · Comment 

The FT recently reports that in the past year, there has been a proliferation of companies offering to take much higher-end unwanted jewellery off women in exchange for cash.  Clearly, in today’s credit crunch atmosphere, the direct-buy jewellery market is moving up market.

If you need to raise a loan, but you really don’t want to part with your precious jewellery, there is an alternative.

Borro.com advances loans of £100 - £100,000 for 1 - 6 months secured against jewellery and other personal valuables such as gold, watches, art and antiques.  Later, when you’ve paid back your loan, you get your precious valuables back!

Borro.com’s valuation team is second to none, and will quickly advise you of the value of your jewellery.  Then, if you want to use them to take out a loan, it’s a very fast process.  Borro often transfers asset backed loans within 48 hours of application.

Borro.com is the world’s first online pawnbroker.  Everything is arranged online, at home, from your pc.  It’s discreet, convenient and fast!  All Borro contracts are approved by the UK Government’s Office of Fair Trading, and all Borro contracts are totally clear and easy to understand.

With Borro, there is no risk of credit checks, intrusive questions or bureaucratic delays.  Even if you decide not to pay off your loan, there is no risk of late payment charges or other hidden extras to make interest payments spiral out of control.

With a Borro contract, the interest rate stays the same, whatever the circumstances.  The worst that can happen is that your pledge is sold to pay off the loan, and any cash left over is sent straight back to you.

Fast cash is easy cash at low rates with online pawnbroker, Borro.com.  Whether you are seeking a personal loan, small business loan, student loan, collateral loan, short term loan, bad credit loan, or fast cash loan, the most affordable low interest rate loans are always available at Borro.com.

You don’t need to sell jewellery to get cash for jewellery.  Check out online pawn shop and short term loan provider, Borro.com, today, for a cheap, no risk loan.

Selling Gold For Cash

June 16, 2009 · Filed Under Short Term Loan · Comment 

Selling Gold

Because of the underperformance of the stock market, and the current high price of gold, more investors are looking for a ‘safe haven status’ alternative for their investments by buying gold.  Demand among retail investors has been significant over recent years as hedge funds and other investors have been forced to sell gold and others are looking to buy.

The downside is that if you sell your gold watches, jewellery and other treasures, then they’ve gone forever!  So, if you need short term cash, and you have personal assets in the form of gold, jewellery, art or antiques, it makes a lot of sense to get a pawn loan.

Pawn loans can be arranged quickly, with the minimum of hassle.  Later, when you have paid off your loan, you get your gold treasures back, and the way gold prices have been appreciating, it’s possible that your assets will be worth more when you get them back than they were when you pledged them.

Borro.com, the world’s first online pawnbroker, offers loans from £100 - £100,000 for 1 - 6 months (extendable by mutual agreement) at 4% - 6% interest per month.  Everything is done online, at home, on your pc, so it’s totally discreet, convenient - and fast!

Borro.com is UK government regulated, and all Borro contracts are approved by the Office of Fair Trading.  Even if you decide not to pay off your Borro loan, the worst that can happen is that your pledge is sold to pay off the loan, and any cash left over is sent straight back to you.

You always know exactly where you stand with a Borro loan.  Unlike other so-called short term loan providers and alternative lenders, a Borro loan will never get out of control.  There are no hidden extra penalties if you want to pay off a Borro loan early, so you can pay off a Borro loan whenever you want, you only pay interest on a Borro loan during the actual time you use the loan, and the interest rate always stays the same.

At 4% - 6% per month, a Borro loan is much more affordable, and less risky than a loan from a pay day loan company, who typically charge 25% upwards per month, slap on the extras if you are late, and if you default, invariably hand the matter over to a debt collection agency.

Fast cash is easy cash with low rates at Borro.com.  Whether you need a personal loan, small business loan, student loan, car loan, debt consolidation loan, collateral loan, short term loan, low interest rate loan, cheap loan, no risk loan, secured loan or unsecured loan, check out online pawn shop, Borro.com.

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