Lavern Seaton, is a legal secretary from Waterloo who lives with her 11 year old daughter. Just before Christmas, her daughter came home from school excited about the forthcoming Year 6 school trip. However, Lavern was not sure how she would find the money for her to go. Seeing the sparkle in her daughter’s eye, Lavern knew that she had to find the money, even though she knew it would be a struggle. To make matters worse, she had also just gone part time at the law firm where she worked so money was going to be tight for while – and Christmas was coming up.

Lavern wondered if she would have to speak to the school but then she decided that she would explore the possibility of taking out a short term loan. She had a few nice little trinkets she could do without for a little while if it meant her daughter would be able to enjoy the trip like the rest of her friends. The idea of getting a loan against her valuables was very appealing as it meant she would get the cash fast and be able to get her jewellery back once her loan was paid off. While searching on the internet she came across borro.com, an online asset lender, that promised a quick and discrete service with all items being returned at the once the loan has been fully redeemed. The process was quick and simple and within just one day she had the £150 she needed to pay for the school trip.