Jewelry & Diamonds

We lend on rings, bracelets, necklaces, earrings and more. Whether the piece was purchased from a top tier jewelry maker or is a vintage item from your collection, we'll appraise it for a loan.

  • Below you will find a high-level summary of how we proceed with appraising jewelry. As jewelry appraisal is complex, we encourage you to inquire directly about specific pieces:

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      The Maker - Whether or not the piece is signed, and by whom. Fine makers like Cartier, Van Cleef & Arpels and Tiffany & Co. add significant resale value

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      Material - Whether the item is made of white, yellow or rose gold – or – platinum – and its carat weight, are all significant drivers of valuation

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      Gemstones - If it's a diamond, the famous foursome of clarity, cut, color and carat is central. We use the Rapaport Diamond; it is an internationally recognized guide. Of course, if you have a certification from the Gemological Institute of America, the European Gemological Laboratory, the International Gemological Institute or the Gemological Association, we take those into account. For sapphires, rubies and other precious stones we welcome certifications from the Swiss Gemological Institute and Gubelin

  • You have a number of options for getting your jewelry to us:

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      FedEx: Use a free FedEx label to send your jewelry to us taking advantage of FedEx SameDay and FedEx Overnight Declared Value Advantage service which is tailored for shipping high-value jewelry and watches

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      Collection: Depending on the value of the jewelry, we can send a courier to pick it up and deliver it to us with the highest level of attention and security. Of course, we'll arrange this at a time and place convenient for you

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      Bring your jewelry to us: Your time is as valuable as your assets. So make an appointment and one of our expert appraisers and your account manager, will be ready to meet & greet and appraise your jewelry as soon as you show up

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      Home appraisal: If you have a high-value jewelry or are looking to use multiple assets to secure your loan, one of our expert appraisers can come to you to appraise your assets on location

  • With Borro you have the confidence of end-to-end insurance. That means your jewelry is protected from the moment it leaves your hands, until you have it safely and securely returned to you, once your loan is repaid.

    The minimum insurance is the fair market value of your assets; never less, often more. It is provided by both our courier and storage partners, as well as our own insurance, which is provided by underwriters who are part of Lloyds of London. Need we say more?

    In Transit:

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      If you send your jewelry to us using our free FedEx label, your assets are insured up to the value of $100,000 for the SameDay service, and up to $50,000 for the Overnight service

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      For a special collection of your jewelry by a Borro employee you are insured up to $500,000

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      If one of our appraisers takes your jewelry with them to our valuation center after a home appraisal, you are insured up to $500,000

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      In special cases we will make bespoke arrangements to get your jewelry to us. We will always ensure your items are fully covered

    With Us:

    When your jewelry arrives at our valuation center it is handled under CCTV, barcoded with a unique ID code and photographed.

    While your jewelry is with us for the appraisal as well as for the duration of your loan, it is stored in our highly secure vaults or with one of our partners which include Citibank and Malca-Amit. In all locations your jewelry is fully insured up to its fair market value.

  • When your jewelry is with us, it is subject to both protection and specialist care. During the initial evaluation of your jewelry, our specialists will speak to you about the condition, and if necessary, advise on any complimentary services they can provide while under loan with us that will improve the condition and future saleability of the pieces. Some of these services include:

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      Steam cleaning

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      High-polish

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      Jewelry repair

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      Laboratory certification for diamonds through Gemological Institute of America

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      Colored stone certification from American Gemological Laboratory

    Further to this, your jewelry will be photographed upon receipt, placed into a special protective box and placed into its own space within ours or one of our partner's highly secure vaults.

    Upon redemption, your jewelry will be returned to you with the agreed upon services complete, and if needed, with a pouch or box for you to take with you.

Speak with our experts

0808 163 9537 — OR —

Get an estimate online

Dealing with Borro was painless and very easy. Everything was done and the money was exchanged within an hour. I would no doubt recommend Borro's services to others” — A high-end tailor who secured a loan to open a beachfront restaurant

Benefits of Borro Loans

Get access to the funding you desire. Receive funds within 24 hours and there are no credit checks conducted.

Learn more about selling your jewelry

Learn more about selling your diamonds