A Sophisticated Source Of Collateral

Jewelry & Watch Finance

Few valuables exemplify attention to detail quite like luxury watches and jewelry. Keeping true to their artistry and craftsmanship, Borro provides a range of bespoke jewelry and watch finance solutions, from the finest contemporary designs to unique and antique pieces.

Program Summary
  • Minimum Loan: $2,500
Assets Accepted

WATCH BRANDS INCLUDING BUT NOT LIMITED TO: Rolex, Patek Philippe, Audemars Piguet, A. Lange & Söhne, Hublot, Richard Mille, Cartier, Omega, and Piaget.

JEWELRY: White or Colored Diamonds. Emeralds, Sapphires and Rubies. Estate and Fine Jewelry including rings, bracelets, necklaces, pendants, brooches, earrings and more.



LUXURY WATCHES: Value is determined based on brand and model, condition, scarcity, age and provenance. In addition, we delve into market feedback and mine insights from manufacturers, auction house records and third-party data collectors.

JEWELRY: We assess affiliation with top-tier jewelry houses, popularity of period or style, material and gemstones. However, as jewelry evaluation is complex, we encourage direct inquiry about specific pieces.

Logistics, Security & Insurance

With Borro, jewelry and watch finance clients have the confidence of insurance and exceptional care and handling of assets during transport, evaluation and storage.

  1. 01

    Depending on the progress of the valuation process, luxury assets are insured at the valuation provided by Borro experts

  2. 02

    There are several options to safely get assets to us, including insured mail services, courier collection or personal drop-off

  3. 03

    In special cases, bespoke arrangements will be made to transport client's jewelry and watches*

  4. 04

    Assets are barcoded with a unique ID, photographed, and kept in highly secure facilities with 24/7 monitoring

  5. 05

    While under loan, we can provide specialized care, including steam cleaning, polish, basic repair and gemstone certification* * Fees may apply

Use Cases

  • Use Case #1
  • Use Case #2
  • Use Case #3
  • Use Case #4
01 / 04 Use Case #1

SYNOPSIS: A lawyer with a seasonal income looking to generate off-season capital was referred to Borro by her Art Advisor and was able to secure a $575,000 jewelry loan within five days.


  • Funding: $575,000
  • Asset Class: Jewelry
  • Time-to-Close: 5 Days

Referral: Trusted Advisor

02 / 04 Use Case #2

SYNOPSIS: The client needed to fund an urgent tax bill. A $700,000 loan was closed on an 8-ct. ruby and a 7-ct. emerald in 4 days.


  • Funding: $700,000
  • Asset Class: Jewelry
  • Time-to-Close: 4 Days

Referral: Wealth Advisor

03 / 04 Use Case #3

SYNOPSIS: Looking to pay a tax bill as well as legal fees, a luxury watch enthusiast was directed to Borro by his bank. Within three days, we were able to fund a total loan of $750,000 against his collection.


  • Funding: $750,000
  • Asset Class: Watches
  • Time-to-Close: 3 Weeks
  • Referral: Private Bank
04 / 04 Use Case #4

SYNOPSIS: A jewelry trader was looking to finance a time-sensitive stock opportunity during the summer, a traditionally slow season for his trade. After contacting Borro directly, he was able to quickly acquire a $150,000 loan, generating the funds he needed.


  • Funding: $150,000
  • Asset Class: Jewelry
  • Time-to-Close: 1 Week

Referral: N/A (Direct)

Jewelry & Watch Finance Key Contacts

United States
01 / 04
Shelley Berube Executive Vice President
02 / 04
Richard Shults, GG (GIA) Chief Underwriter & Sales Officer
03 / 04
Karen De Lama Director of Strategic Partnerships
04 / 04
Karina Rousou Head of Valuations - New York

Contact Us

  • 110 W 40th Street
  • New York, NY 10018