Unlocking Capital For Collectors

Classic Car Finance

Be it their style, story or performance, classic cars are undoubtedly their own works of art. It’s no surprise their sales continue to dominate the luxury market, with a soaring 10-year value appreciation performance in excess of 330%*. Borro Private Finance presents collectors and enthusiasts with extremely attractive means to generate additional capital from classic automobiles without being rushed into a sale.

Our loan options enable clients to retain ownership of their classic cars, leveraging them as collateral.

* Source: Knight Frank Luxury Investment Index Q1 2018

Program Summary
  • Minimum Loan: £100,000
  • Typical Terms: 3 to 24 months
Assets Accepted

Classic and prestige cars with a value of £100,000+, including but not limited to: Ferrari, Lamborghini, Aston Martin, Porsche, Bentley and Rolls-Royce. For assets with a value of £200,000+, accepted makes include: Jaguar, BMW, Land Rover and Mercedes.

Classic Car


For prestige cars, we take into account year, make, model and overall condition based on market pricing. For classic cars, we conduct a thorough review of automotive and international auction houses and consult classic car specialists to assess current value. All vehicles are inspected in person before providing a final loan offer and clients must provide proof of ownership, service receipts and ownership history if applicable. We also review registers of lost and stolen items as part of our diligence.

Logistics, Security & Insurance

With Borro Private Finance, clients have the confidence of insurance and exceptional care and handling of assets during transport, appraisal and storage.

  1. 01

    Depending on the progress of the valuation process, luxury assets are insured at either the Replacement Cost or the valuation provided by Borro Private Finance’s experts

  2. 02

    For the sake of privacy and security, discreet transporters are used for pickup and delivery of vehicles

  3. 03

    Before storage, cars are photographed and undergo a full, documented condition check to assess condition

  4. 04

    Vehicles are stored indoors in dehumidified, temperature-controlled facilities with 24/7 monitoring

  5. 05

    While in our care, vehicles receive the following conservation services:

    • Bi-weekly tire rotation and battery trickle charge
    • Monthly start-up
    • Tyre pressure regulation (if required)
    • Basic cleaning (full-service detailing available) and battery / fluid checks prior to redemption

Use Cases

  • 6-Month Loan
  • 12-Month Loan
  • Acquisition Financing
01 / 03 6-Month Loan

SYNOPSIS: A client needed to bridge a gap in a property transaction, Borro Private Finance provided the client a £3.2 million loan secured against six classic cars in only seven days.


  • Funding: £3.2 million
  • Asset Class: 6 Classic Cars (4 Porsches, 2 Ferraris)
  • Time-to-Close: 1 Week

Referral: Real Estate Broker

02 / 03 12-Month Loan

SYNOPSIS: A client needed funds for a tax bill and was referred to Borro Private Finance by his Wealth Manager. The client was able to secure a loan on three classic cars in just two days.


  • Funding: £410,000
  • Asset Class: 3 Classic Cars (Bentley, Aston Martin, Rolls-Royce)
  • Time-to-Close: 2 Days

Referral: Wealth Manager

03 / 03 Acquisition Financing

SYNOPSIS: A client looking to make a purchase from a classic car dealer but short on available funds contacted Borro Private Finance directly and was able to leverage an existing car from his collection to acquire a £122,000 loan to complete the purchase.


  • Funding: £122,000
  • Asset Class: 1 Classic Car (Ferrari)
  • Time-to-Close: 2 Weeks

Referral: N/A (Direct)

Classic Car Key Contacts

United Kingdom
01 / 01
Alex Insuli Logistics and Retail Manager

Contact Us

Borro Office & Valuation Centre
  • 81 Chancery Lane, Level 2
  • London WC2A 1DD, UK