Jewellery & Diamonds

We lend on rings, bracelets, necklaces, earrings and more, as along as each item has a minimum value of £1,500 or more. Whether the piece was purchased from a top tier jewellery maker or is a vintage item from your collection, we'll appraise it for a loan.

  • Below you will find a high-level summary of how we proceed with appraising jewellery. As jewellery valuation is complex, we encourage you to enquire directly about specific pieces:

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      The Maker - Whether or not the piece is signed, and by whom. Fine makers like Cartier, Van Cleef & Arpels and Tiffany & Co. add significant resale value

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      Material – Whether the item is made of white, yellow or rose gold – or – platinum – and its carat weight, are all significant drivers of valuation

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      Gemstones - If it's a diamond, the famous foursome of clarity, cut, color and carat is central. We use the Rapaport Diamond; it is an internationally recognised guide. Of course, if you have a certification from the Gemological Institute of America, the European Gemological Laboratory, the International Gemological Institute or the Gemological Association, we take those into account. For sapphires, rubies and other precious stones we welcome certifications from the Swiss Gemological Institute and Gubelin

  • You have a number of options for getting your jewellery to us:

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      Special Delivery Label: Use a free & insured Special Delivery Label to send your jewellery to us for a guaranteed next day delivery

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      Collection: Depending on the value of the jewellery, we can send a courier to pick it up and deliver it to us with the highest level of attention and security. Of course, we'll arrange this at a time and place convenient for you

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      Bring your jewellery to us: Your time is as valuable as your assets. So make an appointment and one of our expert appraisers, along with your account manager, will be ready to meet & greet and appraise your jewellery as soon as you show up

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      Home appraisal: If you have a high-value jewellery or are looking to use multiple assets to secure your loan, one of our expert appraisers can come to you to appraise your assets on location

  • With Borro, you have the confidence of end-to-end insurance. That means your jewellery is protected from the moment it leaves your hands, until you have it safely and securely returned to you, once your loan is repaid.

    The minimum insurance is the fair market value of your assets; never less, often more. This is provided by both our courier and storage partners, as well as by our own insurance, which is provided by underwriters who are part of Lloyds of London. Need we say more?

    In Transit:

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      If you send your jewellery to us using our free Special Delivery Label, your assets are insured up to the value of £100,000

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      For a collection of your jewellery by a specialist courier service you are insured up to £100,000

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      If one of our appraisers takes your jewellery with them to our valuation centre after a home appraisal, or if it is collected by a Borro employee, you are insured up to £500,000

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      In special cases we will make bespoke arrangements to get your jewellery to us. We will always ensure that your items are fully covered

    With Us:

    When your jewellery arrives at our valuation centre it is handled under CCTV, barcoded with a unique ID code and photographed.

    While your jewellery is with us for the valuation as well as for the duration of your loan, it is stored in our highly secure vaults and are fully insured up to its fair market value.

  • When your jewellery is with us, it is subject to both protection and specialist care. During the initial evaluation of your jewellery, our specialists will speak to you about the condition, and if necessary, advise on any complimentary services they can provide while under loan with us that will improve the condition and future saleability of the pieces. Some of these services include:

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      Steam cleaning

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      High-polish

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      Jewellery repair

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      Laboratory certification for diamonds through Gemological Institute of America

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      Coloured stone certification from American Gemological Laboratory

    Further to this, your jewellery will be photographed upon receipt, placed into a special protective box and placed into its own space within ours or one of our partner's highly secure vaults.

    Upon redemption, your jewellery will be returned to you with the agreed upon services complete, and if needed, with a pouch or box for you to take with you.


Speak with our experts

0808 163 9537 — OR —

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Jewellery valuation

See which factors our in house valuations experts take into consideration when determining the value of jewellery

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Get your jewellery to us

Learn about the different options you have for getting your jewellery to us

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